Security experts recommend that you never use a debit card, because if criminals intercept the information, any charges are taken directly from your account and it takes longer to get the money back than if it were stolen from a credit card.
Experts also say it's helpful to have a dedicated credit card for online purchases. That makes it easier to monitor for fraudulent activity, since the payments aren't mixed up with daily purchases.
Banks are excellent at resolving cases of credit card fraud quickly, whereas it may take days or weeks to replenish a debit card account that's been drained by thieves.
Security experts also suggest setting up a separate e-mail account to register for online shopping sites, and use a different password for that account than your regular e-mail account.
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